About This Product
NEW! Updated August 2023
Commercial General Liability (CGL) insurance claims involving defective workmanship are complicated and expensive. They involve a complex scheme of coverage, from the insuring agreement, through the definitions, particularly occurrence and property damage, and business risk exclusions.
Insurance for Defective Construction is regarded as the authoritative source of reliable information and guidance for construction risk management and insurance professionals and has held that position for decades. Protect yourself or your clients from the legal consequences and financial hardship of defective construction claims with the extensively revised and expanded edition of this respected guide.
The most recent updates content include the following enhancements:
- Expanded analysis of “occurrence” and “property damage,” in the CGL policy based on recent court rulings
- Deeper exploration of the issues of timing of loss and number of occurrences, as well as allocation of property damage among multiple policies
- Extended treatment of the pros and cons of wrap-up programs with respect to defective work claims
- A deeper dive into how other types of insurance respond to faulty workmanship and design claims, including builders risk and subrogation, contractor default insurance and surety bonding, contractors professional liability, and pollution legal liability coverages
Guarantee that the right construction risk management decisions are being made by referring to the most up-to-date analysis of these crucial topics:
- Right to repair proceedings as "suits" under the commercial general liability policy
- Allocation, noncumulation, and preexisting damage endorsements
- Rip and tear as property damage
- Breach of contract endorsements
- Latest rulings on the never-ending "occurrence" debate
- Prevailing construction defect case law in each state
Insurance for Defective Construction covers these topics.
- Development of Insurance Coverage for Defective Work
- The CGL Insuring Agreement, Legal Obligation, and Breach of Contract
- Defective Work as Occurrence
- Time, Number, and Trigger of Occurrence
- Defective Work as Property Damage
- Contractual Liability: The Coverage and the Exclusion
- Owned, Rented, or Occupied Property Exclusion
- Care, Custody, or Control Exclusion
- The Operations Exclusion
- Incorrect Work Exclusion
- Your Work Exclusion, Its Predecessors, and Completed Operations Coverage
- Alienated Premises Exclusion
- Damage to Products Exclusion
- The Impaired Property Exclusion and Its Predecessors
- Product Withdrawal and Recall (Sistership) Exclusions
- The Role of Business Risk and Insurance for Defective Construction
- The Interaction between CGL Coverage and Surety Bonding
- Umbrella Insurance Issues in Defective Construction
- Interrelationship of Builders Risk Insurance, CGL Insurance, and Subrogation
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